This clip from the Relentless Health Value podcast 'Inbetweenisode', Stacey Richter delves into the complexities of moral hazard in the context of health insurance and benefit design. She discusses the significant impact of financial incentives on patient behavior, distinguishing between high and low-value care, and the unintended consequences that cost-containment measures can inadvertently cause. She references insights from past episodes, particularly on the implications of pharma copay programs and high-deductible health plans. Richter emphasizes the need for plan sponsors to adopt Pareto optimal solutions and consider advanced primary care systems to achieve a balance between cost-cutting and maintaining high-value care for patients.
Watch the entire episode on our channel: https://youtu.be/3MxumqYwvsc
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